Mother and daughter, both protected with life insurance by Insurance Masters NW in Portland, Oregon

Life Insurance Tips

If anyone depends on your income, meaning that if it suddently stopped it would cause them a financial burden, then you should have life insurance. You are providing for them because you love them, why let that stop? 

2 Basic Types of Life Insurance

  • term - inexpensive, great for a period of time, expires at the end so if you don't use it (that's the plan, right?) then the premiums are lost 
  • permanent - more of an investment, but can grow value over time,  withdraw all cash without tax consequences, eliminate the need to separately buy long term care insurance, and guaranteed to pay out when you pass away

6 Reasons you don't need life insurance 

  1. You are never going to die 
  2. You are going to inherit a fortune 
  3. You are going to win the lottery 
  4. Your children are going to support you 
  5. You are never going to retire 
  6. The government will take care of you 

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Insurance Masters NW

434 NE Knott St. Ste. 210, Portland, OR 97212, US



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